Rates comparisons

Loan Factory vs. Wells Fargo

Rates as of Monday, April 15 2024 at 4:00 PM (Pacific Time)

Wells Fargo
Rate 6.5% (APR=6.518%) 6.875% (APR=7.064%)
Points / Credits $370 $7,431
Payment $1,264 $1,314
Saving over 30 years $25,061 $0

(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Chase

Rates as of Monday, April 15 2024 at 4:00 PM (Pacific Time)

Chase
Rate 6.625% (APR=6.634%) 7% (APR=7.114%)
Points / Credits $267 $2,853
Payment $1,921 $1,996
Saving over 30 years $29,554 $0

(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Citibank

Rates as of Monday, April 15 2024 at 4:01 PM (Pacific Time)

Citibank
Rate 6.375% (APR=6.384%) 7.125% (APR=7.325%)
Points / Credits $148 $1,125
Payment $936 $1,011
Saving over 30 years $27,977 $0

(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Bank of America

Rates as of Monday, April 15 2024 at 4:01 PM (Pacific Time)

Bank of America
Rate 6.5% (APR=6.518%) 7.25% (APR=7.527%)
Points / Credits $370 $1,726
Payment $1,264 $1,364
Saving over 30 years $37,356 $0

(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Guaranteed Rate

Rates as of Monday, April 15 2024 at 4:02 PM (Pacific Time)

Guaranteed Rate
Rate 6.625% (APR=6.634%) 6.875% (APR=7.242%)
Points / Credits $312 $4,158
Payment $2,241 $2,299
Saving over 30 years $24,726 $0

(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Better.com

Rates as of Monday, April 15 2024 at 4:02 PM (Pacific Time)

Better.com
Rate 6.375% (APR=6.405%) 6.75% (APR=6.959%)
Points / Credits $504 $3,200
Payment $998 $1,038
Saving over 30 years $17,096 $0

(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)

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