Terry Huy Nguyen

Loan Officer


As a loan officer, I bring over 10 years of experience across insurance, banking, real estate, and mortgages. I have become an expert in handling complex scenarios and am passionate about helping people. I am a dedicated family man and understand the importance of balancing work and family life. I am personally available anytime to help my clients with their financial needs. My goal is to provide the best possible service to my clients and help them achieve their financial goals. Whether you’re a first-time home buyer or a seasoned investor, I am here to help you navigate the complex world of finance and make informed decisions that will benefit you in the long run.

Phone: (714) 794-2526

NMLS#: 1138649

Real Estate License#: 101978354

License states: Texas, Florida, California

Spoken Language: English, Vietnamese

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My reviews on Yelp

I knew Terry through my clients who put their trust in him 100%. Terry was patient and kind, took the time to answer all of not only my clients but my own...
I cannot find a proper word to describe how wonderful Terry is. He did an awesome during the process of getting a loan for our house. He was on top of...
When we refinanced our house for the first time, my husband had a trillion questions. However, Terry was always patient and answered all of his questions in...

My reviews on Google

I am delighted to articulate my unreserved endorsement for Mr. Terry Huy Nguyen, a loan officer par excellence who has undeniably left an indelible mark on my home purchasing journey. In the meticulous undertaking of my pre-purchase preparations, the selection of a trustworthy loan officer emerged as a paramount concern. In this realm, Mr. Nguyen's consummate expertise and unwavering dedication to the intricacies of the industry stood out prominently. The discerning criterion that guided my choice of an exemplary loan officer necessitated the ability to address inquiries with utmost transparency and an absence of artifice. In this domain, Mr. Terry not only met but exceeded my expectations. His erudition and proficiency were consistently evident, as he navigated the labyrinthine landscape of mortgage services with finesse, leaving an indubitable impression of competence. A salient facet of Mr. Terry’s commendable service lies in his adeptness at elucidating complex concepts in the realm of loan processes. His communication prowess was manifest in his ability to expound upon intricate matters in accessible, layman's terms. This invaluable skill not only fostered a heightened comprehension on my part but also facilitated an enriched educational experience for both my wife and me. Furthermore, Mr. Terry demonstrated an extraordinary commitment by diligently shopping mortgage companies on our behalf. His dedication to securing the most advantageous terms for our home financing was evident in his thorough and meticulous approach. Undertaking the arduous task of exploring various mortgage companies, Mr. Nguyen meticulously compared their offerings, providing us with a comprehensive array of options for consideration. The invaluable service rendered by Mr. Terry in facilitating this comparative analysis played an instrumental role in our ability to discern and select the most advantageous deal tailored to our unique needs. His exhaustive efforts in this regard not only demonstrated his dedication but also illuminated the depth of his commitment to ensuring his clients make well-informed decisions. In summation, I wholeheartedly commend Mr. Terry Huy Nguyen as an exemplary loan officer of unparalleled distinction. His erudition, transparency, adept communication skills, and unwavering dedication to securing the best deal underscore his commitment to ensuring optimal outcomes for his clients. Mr. Terry’s diligence and dedication have undoubtedly set a superlative standard in the realm of loan officers, rendering him an unequivocal asset to any discerning homebuyer. I can assert with certainty that you will not regret entrusting your home financing journey to his capable hands.
Terry is reliable to help me close on a few deals in the last years I have been buying property. He has good rates and is responsive and knowledgeable.
Terry’s knowledge and dedication to getting the best rates for his clients are exceptional. He was extremely patient and helpful in answering every question that we had as first time home buyers. We were so glad that Terry was able to help us in getting our dream home. We would definitely recommend Terry to anyone looking for a mortgage or financing.

My video

Mortgage Rates

Why are our rates so low?

  • 1. We shop dozens of the top lenders in real time to find you the best rate.
  • 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
  • 3. Our profit per loan is much lower than others. I know that if I give you an amazing rate, term, and service you will share your experience with others.

Our Accomplishments



$11.8+ billion

In Closed Loans

What makes us different?


  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders
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