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Terry Huy Nguyen

Loan Officer

Bio:

As a loan officer, I bring over 10 years of experience across insurance, banking, real estate, and mortgages. I have become an expert in handling complex scenarios and am passionate about helping people. My goal is to offer exceptional service for achieving financial goals, supporting both first-time buyers and seasoned investors in making beneficial mortgage decisions.

NMLS#: 1138649

Real Estate License#: 101978354

License states: Hawaii, Minnesota, Texas, Florida, Arizona, Washington, California

Spoken Language: English, Vietnamese

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My reviews on Yelp

Terry is great, very nice person and is very patient for everything. We are first time home buyers and we worried a lot...but with him, he helped guide us...
Working with Terry Huy Nguyen was such a great experience! He was always available to answer my questions and took the time to explain every step of the...
Excellent, professional guidance to your dream home Highly recommend Terry is outstanding! Thank you Terry for your professional work to my new home!

My reviews on Google

Terry was an outstanding loan officer who assisted us in loan from A to Z in 30 days. That was an incredible and herculean task with a lot of stress to sort out proofs and to complete papers in a very short time. The verification process of loan papers, taking a typical 3 months, was less than 30 days. We appreciate your assistance very much, Terry Nguyen, during the loan process and up to the closing. We are very enjoyable and pleasure working with you on this loan. Hopefully you can assist us with the future loans again.
Terry and his team at Loan Factory were incredible to work with. His communication was top-notch…if I had a question or an issue came up, I could text him and get a reply or even a call within minutes. We had a really tight timeline on our transaction, but he made it happen with little to no stress. I highly recommend reaching out to Terry and his team if you’re looking for solid financing. Thanks again, Terry!
As a first-time homebuyer, I couldn’t have asked for a better lending team than Terry and Serena. They were incredibly helpful throughout the entire process — patiently walking me through each step, answering all my questions, and making sure I felt informed and confident the whole way. They helped me get funded and close quickly, which was especially important in a competitive market. On top of that, they secured a very competitive rate, better than what I saw elsewhere. Their communication was clear, timely, and professional from start to finish. I’ll absolutely be working with them again for future purchases and refinances. I’ve already recommended them to friends and would gladly do so again. If you're looking for a responsive, knowledgeable, and trustworthy lending team, Terry and Serena are the ones!

My video

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 226 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

226+

Number of Lenders

2015+

Loan officers

What makes us different?

Lenders

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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