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Terry Huy Nguyen

Loan Officer

Bio:

As a loan officer, I bring over 10 years of experience across insurance, banking, real estate, and mortgages. I have become an expert in handling complex scenarios and am passionate about helping people. My goal is to offer exceptional service for achieving financial goals, supporting both first-time buyers and seasoned investors in making beneficial mortgage decisions.

Phone: (714) 794-2526

NMLS#: 1138649

Real Estate License#: 101978354

License states: Texas, Florida, Arizona, Washington, California

Spoken Language: English, Vietnamese

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My reviews on Yelp

Shopping for mortgage rate can be time consuming and demanding because I want to get a good rate while doing business with someone I trust and also being...
I knew Terry through my clients who put their trust in him 100%. Terry was patient and kind, took the time to answer all of not only my clients but my own...
I cannot find a proper word to describe how wonderful Terry is. He did an awesome during the process of getting a loan for our house. He was on top of...

My reviews on Google

Shopping for mortgage rate can be time consuming and demanding because I want to get a good rate while doing business with someone I trust and also being able to advise me on what to do (not just someone who does paperwork for me). Terry did all of that for me and more. He's honest and transparent in telling me what to expect or if there's something that would benefit me (even at his own expenses), he would tell me. Terry knows what he's doing with his loan and ensures that everything goes smoothly for me. He is extremely responsive & timely to everyone during the loan process. He has many professional advices to give us to ensure we put our best foot forward as well as getting the best option for our situation. Terry makes it so easy to work with him that you wouldn't want to work with anyone else. Good job Terry! Thank you so much for helping us every step of the way
I recently worked with Terry for both refinancing my current home and purchasing a new one, and I couldn't be happier with the experience! Terry was not only incredibly knowledgeable but also very patient and understanding, taking the time to answer all my questions, which make the process simple. What stood out to me was Terry’s commitment to ensuring I got the best deals possible and his proactive communication, keeping me informed every step of the way. It’s rare to find someone who genuinely cares about your financial well-being and goes the extra mile to make sure everything runs smoothly. I highly recommend Terry to anyone in the market for refinancing or purchasing a home. Big thanks to Terry for making these major financial decisions stress-free and successful!
Terry's assistance was exceptional! Thanks to him, I secured the lowest rate, and his expertise made the entire process smooth. I highly recommend Terry for home mortgages!

My video

Mortgage Rates

Why are our rates so low?

  • 1. We shop dozens of the top lenders in real time to find you the best rate.
  • 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
  • 3. Our profit per loan is much lower than others. I know that if I give you an amazing rate, term, and service you will share your experience with others.

Our Accomplishments

29976+

Customers

$12.1+

Billion in Closed Loans

What makes us different?

Lenders

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders
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