Terry Huy Nguyen

Loan Officer

Bio:

As a bilingual loan officer (English & Vietnamese), I bring 10+ years of experience across insurance, banking, real estate, and mortgages. I specialize in complex scenarios and take pride in guiding clients with clarity and care. My goal is to deliver exceptional service and help you make smart mortgage decisions—whether you’re a first-time homebuyer or a seasoned investor.

Chuyên viên tư vấn vay song ngữ (Anh – Việt) với hơn 10 năm kinh nghiệm trong bảo hiểm, ngân hàng, bất động sản và mortgage. Chuyên xử lý hồ sơ khó, hỗ trợ người mua nhà lần đầu và nhà đầu tư đưa ra quyết định vay tự tin, hiệu quả.

NMLS#: 1138649

Real Estate License#: 101978354

License states: Arizona, California, Florida, Hawaii, Minnesota, Texas, Washington

Spoken Language: English, Vietnamese

My reviews on Yelp

Excellent, professional guidance to your dream home Highly recommend Terry is outstanding! Thank you Terry for your professional work to my new home!

Terry at Loan Factory was referred to me by a trusted friend when I began looking for homes. As a first time homebuyer, I had no clue where to begin or...

Working with Terry Huy Nguyen was such a great experience! He was always available to answer my questions and took the time to explain every step of the...

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My reviews on Google

We got the refinance loan and business loan with the help of Huy’s team. That was a great experience. They are fast, efficient and reliable. Highly recommend

(Translated by Google) I sincerely thank Terry Huy Nguyen and the Loan Factory team for helping me navigate a challenging journey. Throughout the application process, Terry was dedicated, patient, and supportive every step of the way. Whenever difficulties arose, Terry never gave up, always finding solutions to keep things moving forward. What I appreciate most is not only Terry's expertise but also his genuine concern for clients. Thanks to his support, my stress and anxiety gradually gave way to peace of mind, and ultimately, a smile when everything was completed. I wholeheartedly recommend Terry Huy Nguyen to anyone needing assistance with home loans or refinancing. If you need someone responsible, dedicated, and always striving to find solutions for clients, I believe Terry will not disappoint you. Thank you, Terry! I had a great experience working with Terry Huy Nguyen at Loan Factory. Terry was professional, honest, patient, and always available to answer my questions. He explained everything clearly and made the entire loan process smooth and stress-free. I truly appreciate his dedication and excellent customer service. If you’re looking for someone you can trust to help with your mortgage or refinance, I highly recommend Terry Huy Nguyen and the Loan Factory team. Thank you again for all your help! (Original) Tôi thật lòng cảm ơn anh Terry Huy Nguyen và đội ngũ Loan Factory đã giúp tôi vượt qua một hành trình không hề dễ dàng. Trong suốt quá trình làm hồ sơ, Terry luôn tận tâm, kiên nhẫn và đồng hành cùng tôi ở từng bước. Mỗi khi gặp khó khăn hay phát sinh trở ngại, Terry không bỏ cuộc mà luôn tìm cách tháo gỡ để mọi việc tiếp tục tiến về phía trước. Điều tôi trân trọng nhất không chỉ là kiến thức chuyên môn, mà còn là cái tâm của Terry đối với khách hàng. Nhờ sự hỗ trợ đó, những áp lực và lo lắng của tôi dần được thay bằng sự yên tâm và cuối cùng là một nụ cười khi mọi việc hoàn tất. Tôi chân thành giới thiệu Terry Huy Nguyen đến bất kỳ ai đang cần hỗ trợ về vay mua nhà hoặc tái tài trợ. Nếu bạn cần một người làm việc có trách nhiệm, tận tâm và luôn nỗ lực tìm giải pháp cho khách hàng, tôi tin Terry sẽ không làm bạn thất vọng. Xin chân thành cảm ơn Terry! I had a great experience working with Terry Huy Nguyen at Loan Factory. Terry was professional, honest, patient, and always available to answer my questions. He explained everything clearly and made the entire loan process smooth and stress-free. I truly appreciate his dedication and excellent customer service. If you’re looking for someone you can trust to help with your mortgage or refinance, I highly recommend Terry Huy Nguyen and the Loan Factory team. Thank you again for all your help!

Working with my loan officer, Terry Huy Nguyen and his team, Hoai and Fiona on my Non-QM loan was an outstanding experience. From the very beginning, they were knowledgeable, patient, and responsive, taking the time to explain every step of the process and answer all of my questions. A Non-QM loan can be more complex than a traditional mortgage, but they made everything feel smooth and stress-free. They worked diligently to find the best financing solution for my situation, kept me updated throughout the entire process, and ensured we closed on time. Their professionalism, expertise, and dedication exceeded our expectations. I truly appreciate all of their hard work and would highly recommend them to anyone looking for a reliable and experienced loan officer, especially if you need a Non-QM loan.

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My video

Mortgage Rates

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 236 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

236+

Number of Lenders

20442+

(Avg. 5.0) Google Reviews

2585+

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Loan Factory

Provide customized, real-time rate quotes
Immediate notification of any market rate movements
Comprehensive rate comparisons across all lenders

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Provide customized, real-time rate quotes
Immediate notification of any market rate movements
Comprehensive rate comparisons across all lenders

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